Peace of mind for the future.

A well-structured financial plan provides clarity and confidence, helping you navigate life’s financial challenges with ease. At Strategic Solutions Australia, we take a holistic approach to financial planning, assessing your unique needs and developing tailored strategies to enhance your financial security at every stage of life.

Your financial plan isn’t just a one-time document; it’s a dynamic roadmap that evolves with you. Through ongoing support and regular reviews, we ensure your strategy remains aligned with your goals and changing circumstances, giving you peace of mind for the future.

Let us help you take control of your financial future. Get in touch with us today to learn more.

Get in touch

Our Services


Retirement planning

  • Transition to retirement
  • Pre-retirement & post-retirement strategies
  • Centrelink and age pension
  • Annuities


Personal & business insurance

  • Term life insurance
  • Total and Permanent Disability (TPD) insurance
  • Trauma insurance
  • Income protection insurance
  • Buy/sell and keyperson insurance
  • Insurance claims assistance


Superannuation advice

  • Personal superannuation
  • Corporate superannuation
  • Industry and public sector superannuation
  • Self-Managed Superannuation Funds (SMSFs)


Wealth creation and investments

  • Cash and term deposits
  • Investment bonds
  • Managed investments
  • Exchange traded products
  • Listed securities (shares and other products)
  • Margin lending
  • Gearing


Other financial planning services

  • Goal setting
  • Budgeting and cashflow management
  • Debt management
  • Estate planning assistance
  • Tax planning


Looking for other services?

We offer customised solutions for both individuals and families, supported by a dedicated team to help you reach your goals. Benefit from expert advice and innovative strategies designed to maximise your opportunities,  and enhance your financial security.

Let’s discuss how we can assist you!

 

Let's talk

If you can't predict your future, plan it.

Life is full of uncertainties, but with the right plan, you can face the future on your terms. Our advisors are here to help you build a financial strategy that aligns with your unique goals and values. Instead of trying to predict what’s next, we focus on equipping you with the tools and insights needed to handle whatever comes your way.

From managing your investments to preparing for retirement and beyond, we make complex financial choices simpler, so you can look forward to what’s ahead with peace of mind. Let’s plan a future that’s ready for anything.

Create, protect and grow your wealth

We believe that effective financial planning is about more than just numbers – it’s about understanding your aspirations and helping you reach them.

Our approach begins with a deep dive into your current situation, where we take the time to understand your goals and objectives. Whether you’re planning for your children’s education, purchasing your dream home, supporting aging parents, or preparing for a fulfilling retirement, we craft personalised strategies that evolve with you.

We’re here to guide you through every aspect of your financial journey, helping you create, protect, and grow your wealth.

Frequently asked questions

Frequently asked questions

  • What is financial planning?

    What is financial planning?

    Financial Planning is the process of meeting your life goals through prudent management of your finances. Your life goals will be unique to you and may include buying a home, saving for your children’s education, managing your debt or planning for your retirement.

    At Strategic Solutions Australia, we use a six-step process to help you take a ‘big picture’ view of where you are financially now and where you want to be in the future. The six steps of the financial planning process are:

    • Step 1. Gathering your financial data
      • such as details of your income, debt level, commitments, etc.
    • Step 2. Identifying your goals
      • this is an opportunity for you to clarify your current position, financial goals and objectives, and to cover off with us any other questions or concerns you may have.
    • Step 3. Identifying any financial issues
      • or deficiencies between where you are now financially and where you want to be. We will review the information you have provided and work with you to explore any financial issues or obstacles existing that may come between you and your desired outcomes. This presents another opportunity for you to refine your financial goals and objectives.
    • Step 4. Preparing your financial plan
      • which will identify recommended investments and will address your attitude to risk. We take all the information you have provided, including your personal circumstances, into consideration and craft a financial plan document, called a Statement of Advice which we will present to you face to face. At this meeting you need to ensure that you understand what we are recommending and why. We will be happy to take the time needed to ensure you fully understand and have comfort with our recommendations and that any issues identified at this point needing further clarification or change are addressed. This is your financial plan and roadmap for your future thus it’s vital that you are completely comfortable with it.
    • Step 5. Implementing your financial plan
      • once we have made any adjustments, if required, and have received your authority to proceed with the recommendations in the Statement of Advice we will perform the tasks necessary to put your plan into action.
    • Step 6. Reviewing and revising your plan
      • to ensure it stays up-to-date and relevant to your changing lifestyle. Regular review meetings, at a frequency you are comfortable with, are vital to ensuring your plan remains on track to deliver your financial goals and objectives.

    Tip: At Strategic Solutions Australia we will supply you with a Confidential Data Form along with other helpful information prior to an initial meeting. We recommend you complete and return the Confidential Data Form to us prior to the initial meeting or, if not possible, bring it along with you to the initial meeting. This approach has a number of mutually beneficial outcomes including you being fully across your current financial position including revisiting your personal goals as well as allowing us to be prepared so we can maximise the value of our time during the initial meeting.

  • What is your role in your own financial planning?

    What is your role in your own financial planning?

    The results you get from your financial planner are as much your responsibility as they are those of your planner. To achieve the best results, consider the following points:

    • Think about what is important about money to you.
    • Set measurable targets of what you want to achieve by when.
    • Be realistic in your expectations – financial planning is a lifelong process.
    • Re-evaluate your financial plan periodically so that you stay on track with your goals.
    • Remember, you are in charge – play an active role in decision making.
  • Do you need financial advice?

    Do you need financial advice?

    If you could achieve your financial goals by simply putting money away in the bank, you wouldn’t need a financial plan. Unfortunately, life is a little more complex – it’s hard to understand the intricacies of investment, taxation and ever-changing regulations, so you need professional help.

    Yet many of us resist seeking advice, as if our financial future weren’t just as important as our health or our children’s education. We often decide to manage our financial affairs ourselves, or leave it to someone we know, perhaps an accountant or a solicitor, which is a bit like buying vegetables at a butcher’s. Financial planning is a specialist profession and you should make sure that you’re getting advice from a properly qualified person.

    A financial planner will help you reach your goals; even if retirement may seem a lifetime away, the sooner you start planning the more likelihood you’ll have to achieve financial independence and peace of mind.

  • How much does financial planning cost?

    How much does financial planning cost?

    By law, all planners must disclose all forms of payment and fees. The cost to you will depend on the complexity of your financial situation and plan, as well as the fee method the planner uses.

    There are various ways to structure fees, and it typically starts with an initial fee to cover identifying your needs, developing a strategy and implementing the recommendations. There could also be administration and ongoing service fees for regular reviews of your plan to ensure it meets your changing circumstances.

We work closely with HMW Group

  • Business Advisory,
    Accounting and Tax
  • Corporate Finance
    and Funds Management
  • Debt
    Advisory
  • Business Advisory,
    Accounting and Tax

Business Advisory, Accounting and Tax

  • Accounting compliance and statutory reporting
  • Business performance and management reporting
  • Forecasting and modelling
  • Tax planning and structuring
  • Budgeting and cashflow
  • Business set-up and structuring
  • Strategic business planning
  • Bookkeeping
HMW Advisory
  • Corporate Finance
    and Funds Management

Corporate Finance and Funds Management

  • Due diligence and transaction support
  • Valuations
  • Capital structure reviews
  • Financial modelling
  • Deal structuring
  • M&A and divestitures
  • Equity and debt capital raisings
  • Equity capital market strategy advice
  • Credit and financial assessments
  • Leveraged buy-outs
  • Fundraising and capital markets
HMW Capital
  • Debt
    Advisory

Debt Advisory

  • Debt structure modelling and advice
  • Debt / loan placement and raising
  • Loan assessments and proposals
  • Negotiation of loan terms and conditions
  • Commercial loan policy review and advice
  • Independent commercial loan / portfolio reviews
  • Industry sector insights
  • Loan / lead origination and generation
  • Loan impairment stress testing / modelling
HMW Finance

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